FAQ: How To Cancel Hdfc Bank Credit Card?

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How can I close my HDFC credit card?

You can initiate the cancellation process of your HDFC credit card by calling the bank’s customer service number and asking for the card cancellation. Any HDFC cardholders can do it by calling the toll-free number 1800-425-4332.

How do I cancel my credit card online?

Submit an online request: To submit an online request for credit card closure, visit the official website of the bank that you hold the card. There you need to fill up the cancellation /closure form and submit it.

How do I cancel my HDFC credit card Quora?

The process to close HDFC Credit Card permanently: By dialing the helpline number: HDFC Bank credit card holders can close their credit cards at any time by calling the toll-free number 61606161/6160616. Please do add your area code before the mentioned number to get connected with your city’s customer care.

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Can I close my HDFC credit card online?

You can also deactivate or hotlist your credit card online through your HDFC Bank Netbanking account. What happens if I close my credit card? Once you close your credit card, all transactions with the card will be permanently stopped.

How do I cancel my credit card permanently?

How to cancel a credit card in 7 steps

  1. Find the number of the customer service department you need to contact.
  2. Redeem any remaining rewards.
  3. Pay off any remaining balance.
  4. Call your bank.
  5. Send a letter requesting card account closure, just to be sure.
  6. Check your credit report to confirm the cancellation.

Is it better to cancel a credit card or let it expire?

In general, it’s best to keep unused credit cards open so that you benefit from a longer average credit history and a larger amount of available credit. Credit scoring models reward you for having long-standing credit accounts, and for using only a small portion of your credit limit.

How do I cancel a credit card that never activated?

If you want to close your account, you shouldn’t wait for this call but it is a good time to do it if you forgot to cancel the card. To cancel a credit card proactively, you can call your credit card’s customer service line and inform them that you want to close your account.

Is it better to close a credit card or leave it open with a zero balance?

The standard advice is to keep unused accounts with zero balances open. The reason is that closing the accounts reduces your available credit, which makes it appear that your utilization rate, or balance -to-limit ratio, has suddenly increased.

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What will happen if I deregister my credit card HDFC?

What happens if I deregister my HDFC credit card? Once you have deregistered your HDFC credit card, cut the credit card diagonally. If, in case, you use the card after deregistration, the bank will generate fresh dues, which will lead to the termination of the closure process.

How can I block my HDFC credit card online?

How to Block Credit Card

  1. Step1. Login to NetBanking using your NetBanking ID and Password.
  2. Step2. Click on Credit Cards tab and then on Credit Card Hotlisting on the left hand side.
  3. Step3. Click on the Credit Card number you wish to hotlist.
  4. Step4. Select reason for hotlisting.
  5. Step5.

How can I activate my HDFC credit card?

How To Activate Your HDFC Bank Credit Card Through Netbanking

  1. Please login to your HDFC credit card netbanking account using your customer ID and password.
  2. Navigate to the “ Credit Cards ” tab.
  3. Choose “ Credit card ATM PIN” option.
  4. Select your HDFC credit card from the drop down and click on the “Continue” tab.

How do I remove a credit card from Quora?

  1. By calling on the customer care.
  2. By submitting a written request to the credit card issuer.
  3. Sending an e-mail to cancel the credit card.
  4. Submitting an online request for closing the credit card.

What is credit card Hotlisting?

Hotlist Your Credit Card Call the credit card customer care and block your credit card instantly. Most banks offer zero lost card liability which means that any transaction carried out after reporting the loss of the credit card to the bank would be covered by the bank.

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