FAQ: How To Check Emi Details In Hdfc Credit Card?

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How can I check my HDFC credit card EMI?

Do note that you need to hold an HDFC Bank Credit Card currently.

  1. NetBanking: Login to your NetBanking account and check your SMART EMI eligibility under Cards – Credit Cards – Transact – SMART EMI.
  2. PhoneBanking: our 24×7 PhoneBanking service will assist you towards the process to verify your eligibility.

How can I check my pending EMI in HDFC debit card?

How can I check my HDFC debit card EMI eligibility? To check your eligibility for HDFC Bank Debit EMI, just send an SMS to 5676712 from your registered mobile number.

How can I check my credit card EMI?

You can calculate the EMI on your credit card bill with a record of the interest rate and processing fee which is decided by your bank. The EMI will be calculated based on the remainder of the total purchase amount multiplied by the interest rate and tenure, and processing charges.

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How can I pay all EMI in HDFC credit card?

Visit the loan officer at your nearest HDFC bank branch. Enquire the current balance in your loan account. The loan officer will also intimate you of any pre-closure charges or penalties. Pay the entire balance amount (sum of all pending EMIs + preclosure charges, if any ) using a cheque or DD.

Can I convert my credit card bill into EMI?

You can either log in two your online account and under the credit cards’ section choose an EMI option, or you could visit the nearest branch of the bank and make a request for converting your credit card bill into EMIs.

What happens if EMI is missed?

However, if you have missed an EMI and it is within 90 days of the last payment, it will be classified as a minor default, and you can recover from its impact if you take prompt corrective action. “You have 90 days to pay your dues before your loan gets classified as a non-performing asset (NPA).

How can I check my EMI on debit card?

If you are eligible for a debit card EMI facility, you will find the option of ‘NO COST EMI ‘ or ‘Pay using debit card EMI ‘. To know SBI Debit Card EMI eligibility through SMS, type DCEMI to 567676 from your registered mobile number.

How do I check my loan balance?

You may either call or email the customer service department to track the status of your loan. When you call the customer care, you need to provide the reference number along with the registered mobile number to the representative.

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How does credit card EMI works?

Your bank pays the entire amount at once at the time of purchase. This amount is deducted from the overall credit limit on your credit card. When you make payments through no-cost EMIs, the EMI amount each month is restored to your credit limit. Assume you opt for a six-month EMI of Rs 12,000 towards your credit card.

How can I pay my full EMI?

When you make a purchase using your credit card, you can make its payment by any of the following ways:

  1. Make the full payment of the card on the due date.
  2. Make a part payment and pay interest on the unpaid amount till it is repaid.
  3. Pay the outstanding amount in EMI.

Can we foreclose credit card EMI HDFC?

Pre-closure charges HDFC allows cardmembers to pre-close the loan and save on interest charges before the actual end of the loan term. There will be a prepayment penalty applicable for closures which happen before the term end date. It is billed at the rate of 3% of the outstanding balance amount in the EMI account.

How can I pay my missed EMI HDFC?

Make your payments to HDFC Bank Overdue Loan payment in 3 simple steps. Enter your HDFC Bank overdueLoan account number and Date of Birth. Select your net banker from drop-down and click on PAY. You will be securely redirected to the bank payment interface of your chosen net banking option.

How can I check my HDFC consumer loan details?

  1. You can get the system generated Loan Account statement, for the same, simply log in to “Access My Loan Account” with your username and password.
  2. You can send request through online request (write to us)
  3. You can Personally Visit your nearest/ respective Branch.
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How can I check my bike loan details?

Through SMS: The number 97177 52222 is their self-service call number. After giving a call to this number, it instantly gets disconnected. You then immediately receive the details regarding your loan application status on the mobile number listed with the company.

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