FAQ: How To Get Sbi Credit Card For Students?


Can a student apply for SBI credit card?

You can get the SBI Student Plus Advantage Card which is a credit card issued by the State Bank of India ( SBI ) to you if you have availed an education loan from the lender. You do not have to pay any annual or joining fee in order to get this credit card issued.

How can a student get a credit card?

Student credit cards are offered by many major credit card issuers. Most require you to be at least 18 years old and currently enrolled full-time or part-time in a qualifying school. You ‘ll also need to show evidence of regular income or else have someone, such as a parent, cosign your application for you. 3

Who can get SBI credit card?

The basic eligibility criteria required to apply for any SBI Credit Cards are as follows, Age of the primary applicant must be between 21 years to 60 years. Age of the add-on card applicant must be above 18 years. Must be either salaried, self-employed, student, or retired pensioner.

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Can a 19 year old get a credit card?

You can ‘t apply for a credit card on your own if you’re under 18, and card providers will be sticklers about checking your income if you’re between 18 and 21. Still, it’s possible to get a credit card.

Can I get credit card with 10000 salary?

Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won’t have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.

Which SBI card is best for students?

Privileges on SBI Student Plus Advantage Card

  • This is an exclusive credit card, given only to the education loan customers of State Bank of India.
  • You can get your SBI Student Plus Advantage Card against a fixed deposit at any State Bank of India branch.

How can I build my credit safely?

  1. Get a secured credit card.
  2. Get a credit -builder loan or a secured loan.
  3. Use a co-signer.
  4. Become an authorized user.
  5. Get credit for the bills you pay.
  6. Practice good credit habits.
  7. Check your credit scores and reports.

Can I get a credit card as a student with no income?

Cosigners can act as collateral for students with no income A small handful of major credit card issuers will sometimes allow you to apply for a credit card with a qualified cosigner. In particular, Bank of America and U.S. Bank are occasionally known to approve credit card cosigners.

Does a student credit card build credit?

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

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What is the minimum salary for credit card?

Credit Card Eligibility

Credit Card Provider Age Requirement Min. Income Requirements
HDFC Bank 21 – 60 years Rs. 13,500 per month
HSBC Bank 21 – 60 years Rs. 3.00 lakh per annum
ICICI Bank 21 – 60 years Rs. 15,001 per month
IndusInd Bank 21 – 70 years Rs. 30,000 per month

What is the limit of SBI credit card?

SBI card available credit limit: This is the amount available for usage at a particular point in time. For instance, if your maximum limit is Rs 2 Lakh, and you spend Rs 50,000, the available credit limit will be Rs 1.5 Lakhs.

What documents are required for SBI credit card?

SBI Credit Card Documents Required PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, etc.

How can I build my credit at 19?

You can build your credit at 19 by becoming an authorized user on someone else’s credit card account or by getting your own credit card. You can get your own credit card when you turn 18 as long as you have an independent source of income.

How can I open a credit card at 18?

Can You Get a Credit Card at 18? Let’s start with age. Per the Credit CARD Act of 2009, consumers younger than 21 must have proof of independent income or a co-signer in order to get a credit card. It makes sense: If you’re going to get a credit card, you need to be able to show that you can pay your balance.

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Can you get a credit card at 18 without job?

Credit card issuers are more interested in your income than your job. They also look at your credit history, credit scores and existing debt. You can meet the income requirement even without a job by including on your application any income you have access to. Even if your income comes up short, rest easy.

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