- 1 Which banks provide Kisan card?
- 2 Who is eligible for Kisan card?
- 3 What are the documents required for Kisan Credit Card?
- 4 How can I get PM Kisan Credit Card?
- 5 How do I check my Kisan balance?
- 6 How can I apply for Kisan Loan?
- 7 How can I activate pm Kisan account?
- 8 How can I check my Kisan KCC status?
- 9 How can I use Kisan debit card?
- 10 How much loan can I get on Kisan Credit Card?
- 11 What is the benefit of Kisan Credit Card?
- 12 What is the interest rate of Kisan Credit Card?
Which banks provide Kisan card?
Top Kisan Credit Cards by Banks
|Credit Card||Credit Limit||Maximum Tenure|
|SBI Kisan Credit Card||Based on the crop cultivation and cropping pattern||5 years|
|ICICI Kisan Credit Card||As per the bank’s terms and conditions in accordance to RBI guidelines||5 years|
|HDFC Kisan Credit Card||Credit limit of up to Rs.3 lakh||5 years|
Who is eligible for Kisan card?
Eligibility for Kisan Credit Card Loan Minimum Age – 18 years. Maximum Age – 75 years. In case a borrower is a senior citizen (age more than 60 years), a co-borrower is mandatory where the co-borrower should be a legal heir. All farmers – individuals/joint cultivators, owners.
What are the documents required for Kisan Credit Card?
Be ready with following documents while opening this account
- Duly filled in application form.
- Identity proof- Voter ID card /PAN card /Passport/ Aadhaar card,/Driving License etc.
- Address proof: Voter ID card /Passport/Aadhaar card /Driving license etc.
- Land ownership records.
- Records of crops grown.
How can I get PM Kisan Credit Card?
You can apply for a PM Kisan credit card online as well as offline. There are several banks in India, such as Axis Bank, State Bank of India, HDFC Bank, etc., that offer you the benefits of the PM Kisan Credit Card Yojana.
How do I check my Kisan balance?
PM Kisan Status Check 2021 8th & 9th installment can be done on the official website portal pmkisan.nic.in. All the beneficiaries of PM Kisan Samman Nidhi Yojana can check pmkisan.gov.in Status Beneficiary list 2021 8th Installment Kist direct in the bank account and check the balance now.
How can I apply for Kisan Loan?
Step 1- Visit PM Kisan Yojana i.e. pmkisan.gov.in. Step 5: Submit to your nearest branch. The Government of India (GoI) offers small farmers who hold KCC a loan of up to Rs 1.6 lakh with no collateral or guarantee. According to tax and investment experts, farmers can take up to a Rs 5 lakh KCC loan in three years.
How can I activate pm Kisan account?
Step 1: Go to the official website of PM Kisan scheme – https:// pmkisan.gov.in/. At ‘Farmers corner’ you will find ‘New registration option’, just click on it. Now a new page will open. Step 2: Write your Aadhaar number on the new page, after which the registration form will open.
How can I check my Kisan KCC status?
Step 1: Go to the CSC PM KCC Portal, by visiting the website, to https://eseva.csccloud.in/ KCC /Default.aspx. Step 2: Now, log into the portal using your CSC ID and the password. Step 3: Select ‘ View Status ‘. Step 4: You will be redirected to a new page you need to enter your Kisan credit card application ID.
How can I use Kisan debit card?
Card holders have access to ATMs with a limit of Rs. 25,000 daily. The card can be used at United Bank ATMs, NFS Member Bank ATMs and RuPay enabled POS. The card can be used at stores to shop and buy required items.
How much loan can I get on Kisan Credit Card?
Through the Kisan Credit Card, farmers can take a short-term loan of up to Rs 3 lakh in 5 years. Although the loan is available at the rate of 9 per cent, but the government gives a subsidy of 2 per cent on it.
What is the benefit of Kisan Credit Card?
Features and Benefits of Kisan Credit Card (KCC) KCC can be used to cover the cost of crop cultivation, equipment purchase, post-harvest expenses, working capital requirements as well as some requirements of the farmer household. Collateral-free loan can be taken under the KCC scheme for amount up to Rs. 1.60 Lakh.
What is the interest rate of Kisan Credit Card?
C) Interest Rates on Cash Credit/ Crop Loans / Production Loans / Term Loans:
|Amount||Cash Credit and Demand Loans|
|To be repaid on demand|
|Credit limit up to Rs.50,000||11.40 %|
|Credit limit above Rs.50,000 to up to Rs.2 lakhs||12.30%|
|Credit limit above Rs.2 lakhs to up to Rs.3 lakhs||13.05%|