# How To Use The Hdfc Credit Card Reward Points?

## What is the benefit of reward points in HDFC credit card?

Reward points are awarded for expenses on the HDFC Bank credit card. Once a customer has accumulated at least 500 reward points, they can redeem it from a number of options ranging across products, gift vouchers, discounts and air miles.

## Can we convert HDFC credit card reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

## How can I redeem my HDFC credit card Miles?

How to convert reward points to Air Miles?

1. Login to HDFC Net Banking.
2. Go to Cards tab.
3. Expand Enquire section Credit Cards section on left and click on Redeem Rewards Points.
4. Click on Airmiles → Frequent Flyer Registration.
5. Select airline as per your choice and provide necessary details.
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## How much is 1 HDFC reward point worth?

You can even earn reward points through it. So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

## How HDFC reward points are calculated?

You can earn 2 Reward Points for every Rs 150 you spend on this card and get 2x Reward Points on all online transactions. You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.

## How are reward points calculated?

The math is simple: Multiply the dollar value of the reward by 100 and divide that by the number of points. Our example looks like this: (650×100)/50,000=1.3. And if you earned two points for every dollar you spent, then you had to spend \$25,000 to earn enough points for the airplane ticket.

## What can I do with credit card reward points?

You can redeem them for almost anything

1. Shop online.
2. Get cash back.
4. Get discounts on airfare and hotels.
5. Donate your credit cards rewards to charity.
8. Watch for bonus offers.

## Does HDFC debit card have reward points?

Your HDFC Bank Rewards Debit Card entitles you to: A single card that provides benefits / savings across categories like Grocery, Fuel, Pharmacy, Railways and Online. 5% savings on your everyday spends on partner merchants. Enjoy up to 2000* Reward points per month Click here to Know More.

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## Can reward points be converted to cash?

Few credit card providers allow their cardholders to convert their reward points into cash. Depending on the type of card you hold, you can use your reward points to pay your annual fee. Most credit cards also allow the cardholders to get a cashback using their reward points.

## How do you get InterMiles points?

You can earn travel reward points by booking your flights from InterMiles. If you have already raked enough InterMiles points that would cover your round trip flight ticket price, you should redeem the same on our platform.

## How do I convert credit card points to airline miles?

If you have 20,000 points then you will be eligible for 20,000 miles. American Express converts 1,000 rewards points to 750 Delta SkyMiles, while Citi converts 1,000 rewards points to 1,000 Advantage miles. Transfer your points to the frequent flyer program that offers the best conversion rates.

## What is HDFC All Miles?

As the name suggests, the HDFC Bank AllMiles Credit Card lets you earn reward points on your transactions which you can then convert to air miles. You can then use these miles to fund the flight tickets for your next holiday for little to no cost at all.

## Do HDFC credit card reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

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## How much is 50000 reward points worth?

In most cases, a single credit card reward point is worth \$. 01 per dollar. For example, if a credit card offers a sign-up bonus of 50,000 points for spending a certain amount of money within the first three months of opening the account, the cash conversion value of the points is typically \$500.

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