- 1 What are the documents required for SBI credit card?
- 2 How long does it take to get a SBI credit card approved?
- 3 What is the limit of SBI credit card?
- 4 What are the charges for SBI credit card?
- 5 What is the minimum salary for credit card?
- 6 Can I have 2 SBI credit card?
- 7 Can I close my SBI credit card online?
- 8 What is the minimum salary to apply for credit card in SBI?
- 9 Is a credit card limit per month?
- 10 How can I know my SBI credit card limit?
- 11 How is SBI credit card limit calculated?
What are the documents required for SBI credit card?
Here are the basic documents required to apply for an SBI credit card:
- Address proof – Passport/ Driving Licence/ Voters ID etc.
- Identity proof – Bank Statement/ Voter Id/ Driving Licence/ Pension Book etc.
- Income Proof – Bank Statement/ Pay Slip/ Income Tax return.
- Pan Card.
- Passport size photo.
How long does it take to get a SBI credit card approved?
What Is the State Bank of India ( SBI ) credit card processing time? Once the application is submitted State Bank of India ( SBI ) will take about 7 – 15 working days to run the background verification to approve the credit card.
What is the limit of SBI credit card?
SBI card available credit limit: This is the amount available for usage at a particular point in time. For instance, if your maximum limit is Rs 2 Lakh, and you spend Rs 50,000, the available credit limit will be Rs 1.5 Lakhs. SBI card cash limit: The SBI card cash limit again varies from one customer to another.
What are the charges for SBI credit card?
SBI Credit Card Charges and Fees for Top 5 SBI Credit Cards
|BPCL SBI Card||SBI Card PRIME|
|Annual fee||INR 499 + taxes||INR 2,999 + taxes|
|Renewal Fee||INR 499 + taxes||INR 2,999+ taxes|
|Payment Dishonor Fee||2% of the amount paid (min INR 500)||2% of the amount paid (min INR 500)|
What is the minimum salary for credit card?
Credit Card Eligibility
|Credit Card Provider||Age Requirement||Min. Income Requirements|
|HDFC Bank||21 – 60 years||Rs. 13,500 per month|
|HSBC Bank||21 – 60 years||Rs. 3.00 lakh per annum|
|ICICI Bank||21 – 60 years||Rs. 15,001 per month|
|IndusInd Bank||21 – 70 years||Rs. 30,000 per month|
Can I have 2 SBI credit card?
If you wish to apply for an additional SBI Card, you can select ‘Yes’ for the ‘ Do you have an SBI Card ‘ question on the online application form for the SBI Card you wish to apply for and fill in the required details.
Can I close my SBI credit card online?
Closing a credit card SBI credit card cancellation can be made through four ways. To close SBI credit card, a cardholder can call customer care number, send a written request, send a request through email or send a request through an online application. One should always close their credit card if it is unused.
What is the minimum salary to apply for credit card in SBI?
Applicant needs to be able to demonstrate a regular source of income, with a minimum income of Rs. 2 lakh annually. For an SBI credit card, documents such as salary slips from the last 3 months and bank statements need to be provided by the applicant along with proof of identity, age and address.
Is a credit card limit per month?
Your credit limit and card balance are reported to the credit bureaus each month. This information is used to calculate your credit utilization, which measures the amount of your credit limit that’s being used. It counts for as much as 30% of your credit score.
How can I know my SBI credit card limit?
Missed call service: Give a Missed call on 8422845512 from your registered mobile number, An instant SMS will be sent on your mobile with latest limits and outstanding. SMS: SMS BAL where XXXX = Last 4 digits of your SBI Card or TATA Card number to 5676791 from your registered mobile number.
How is SBI credit card limit calculated?
SBI calculates credit card limit by evaluating your credit history based on your credit score, your debt-income ratio and other credit cards that you have availed. 5