Often asked: How To Apply Kotak Mahindra Credit Card?

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How can I get Kotak credit card without fixed deposit?

If you don’t have a Kotak 811 account, you can download the app and open a new Kotak 811 Account. Step 1: Login to your Kotak mobile banking app. Step 2: Go to Credit Card section in the ‘Apply now’ section. If you are eligible for Kotak 811 Credit Card, Kotak 811 Credit Card will appear.

Can I get credit card with 10000 salary?

Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won’t have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.

How do I apply for a new credit card?

Process to apply for credit card: Step 1: Fill up the online credit card application form to apply for Credit Card. Step 2: Submit the necessary required credit card documents to apply for credit card.

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What is minimum amount due in credit card Kotak?

The minimum amount due is a small portion of the total bill that the customer needs to pay to avoid penalty for late payment. For instance, if the total due amount is Rs. 12,000 then the minimum dues would be Rs. 1,200 (the percentage depends from bank to bank) which is usually always feasible for you to give.

Which bank FD credit card is best?

3. Best Credit Cards against FD in India

Credit Card Credit Card Name Minimum FD Amount
Axis Bank Insta Easy Credit Card ₹20,000
SBI SBI Unnati ₹25,000
ICICI Bank ICICI Bank Instant Platinum Credit Card ₹10,000
Kotak Bank 811 #DreamDifferent Credit Card Online ₹15,000

How can I increase my Kotak credit card limit?

The user’s spending pattern is scrutinized by the bank regularly to determine the increase in credit limit that can be offered to each customer. However if you wish to increase your credit limit then you can call the bank’s customer care center on 1860 266 2666 and request to enhance the credit limit.

Can I get credit card with 8000 salary?

Banks do provide credit cards for low salaried (Rs 8,000 – Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.

Which credit card is best for 10000 salary?

Best Premium Credit Cards for People with Income above Rs. 1 Lakh

Credit Card Annual Fee
Axis Bank Magnus Credit Card Rs. 10,000
ICICI Bank Emeralde Credit Card Rs. 12,000
IndusInd Bank Pinnacle Credit Card Rs. 12,999
YES Private Prime Credit Card Rs. 10,000
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What is salary limit for credit card?

Credit Card Eligibility

Credit Card Provider Age Requirement Min. Income Requirements
Axis Bank 21 – 60 years Rs. 25,000 per month
Citibank 23 – 60 years Rs. 25,000 per month
HDFC Bank 21 – 60 years Rs. 13,500 per month
HSBC Bank 21 – 60 years Rs. 3.00 lakh per annum

How can I get a credit card without a job?

If you do not have a job, but have substantial inflow of money into your account, you are as much eligible to apply for a credit card. You will need to submit the proof of income to the bank with your credit card request. The income could be from royalty, business profits, child support or alimony.

How can I get a credit card for the first time?

How to Get a Credit Card for the First Time:

  1. See if you have a credit report and score.
  2. Determine whether student credit cards are an option.
  3. Compare secured and unsecured starter cards.
  4. Limit your search to cards with the lowest fees.
  5. Choose the best remaining offer for your needs.
  6. Submit your credit card application.

How can I get a credit card instantly?

FAQs

  1. Visit sc.com/in.
  2. Choose the credit card of your choice.
  3. Fill in your details and verify with OTP to submit your application.
  4. Get instant Approval in Principle*
  5. Post successful validation of your KYC and other documents your Virtual credit card will be ready instantly.

What is the late payment fee for Kotak Credit Card?

Fees & Charges

Fee & other Parameters Urbane
Late Payment Charges (“LPC”) Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
Rs. 700 for statement o/s greater than Rs. 10,000)
Over Limit Charge Rs. 500
Cheque Bounce Charges Rs. 500
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What is the due date for Kotak Credit Card?

Kotak Credit Card Interest Rate Calculation

Particulars of the Credit Card
Credit Card Interest Rate 3.50% per month / 42.00% per annum
Minimum Amount Due (5% of total Outstanding) Rs. 500
Statement Date 6 July 2020
Amount Due Date 26 July 2020

What happens if I pay only the minimum amount due?

Risk of paying the minimum amount The interest is charged from the date of the purchase, and not the end of the billing cycle. Hence, every time you pay only the minimum balance you incur interest charge on that amount from day one and effectively lose out on the benefit of the credit-free period.

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