Often asked: How To Change Hdfc Credit Card Billing Date?

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Can I change my credit card billing date?

To actually make the change, call your credit card issuer’s customer service department using the number on the back of your card. They’ll ask for your desired due date, then make the change. You also may be able to log on to your online account and make the change yourself.

How do I know my HDFC credit card billing cycle?

Following are the steps to do so:

  1. Login to your HDFC Bank mobile app.
  2. Click on the credit card in your app.
  3. Select the “Download Billed Statement” option.
  4. Select the month for which you want to check the statement and click on Download.
  5. Your HDFC Credit Card statement will be downloaded to your smartphone.
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How do I change my billing date?

Decide when you want to pay and contact your lenders or service providers to change the dates your bills are due. Often, this can be done online, but you may need to search, call or chat to find out exactly how. Taking the time can be worthwhile to help avoid paying late and to make managing money easier.

Can I pay HDFC credit card bill before due date?

Remember, the payment made should get credited in your credit card account on or before the due date to avoid charges and penalty, subject to the grace period, if any. For a healthy credit profile and to keep the credit score high, make sure not to roll over the outstanding balance on to the next month.

What is billing date and due date in credit card?

The payment due date is typically 21-25 days after the statement date or post the billing cycle ends. The period between the billing date and the payment due date is the interest-free credit period or the grace period offered by your card issuer.

What is billing date and due date?

Your Billing Date is the first day of your billing cycle and the date your bill is issued. A billing cycle usually starts on your connection date and lasts for the next 30 days. Your New Charges Due Date is the date by which you must pay your bill.

What is the late payment charges for HDFC credit card?

HDFC Credit Card Late Payment Charges For Non-payment Of The Minimum Amount Due

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If the statement balance is Late payment charges
Between Rs.100 to Rs.500 Rs.100
Between Rs.501 to Rs.5,000 Rs.400
Between Rs.5,000 to Rs.10,000 Rs.500
Above Rs.10,000 Rs.750

Can we pay credit card before due date?

At a minimum, you should pay your credit card bill before its statement due date. You can never pay your credit card too early, but be sure to check the statement period to which your early payment will be credited.

How does the billing cycle work for a credit card?

A billing cycle, or billing period, is the length of time between the last statement closing date and the next. Your credit card billing cycle will typically last anywhere from 28 to 31 days, depending on the card issuer.

Is it bad to change credit card due date?

Changing your bill date won’t hurt your credit, but it’s important to note that such a change will not go into effect immediately. If you adjust your due date for a Capital One credit card, for instance, it can take up to two months for your new billing date to be reflected.

Can I change the date of my car payment?

Can you change the due date on a car loan? In most cases, the answer is yes. However, requirements and limitations will vary from lender to lender. You’ll usually need to contact the car loan company to change your due date, and you can learn more about your options while you’re speaking to a representative.

Does changing your credit card due date affect credit score?

Changing your due date can only impact your payment history and your credit history, but they are the two most prominent components accounting for 65% of your score. So, anything you can do to positively affect them will have a proportionately greater impact on your score.

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What is the grace period for HDFC credit card payment?

However, you might have noted that Credit Card companies allow a period of 20-25 days from the end of the billing cycle until the payment due date. This period is referred as the ‘ grace period ‘ in common parlance.

Personal loan Fixed deposit Credit Card
Savings Account Car Loan EasyEMI

How can I extend my HDFC credit card due date?

Requests to change your billing cycle are not being accepted by HDFC Bank. You can, however, contact customer service and explain why you’d like to adjust your billing period. They may review and grant your request if you have a valid reason.

What happens if I pay my credit card 1 day late?

If you missed a credit card payment by one day, it’s not the end of the world. Credit card issuers don’t report payments that are less than 30 days late to the credit bureaus. If your payment is 30 or more days late, then the penalties can add up. Late payment fee: In most cases, you’ll be hit with a late payment fee.

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