Often asked: How To Get Credit Card From Sbi?

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Who is eligible for SBI credit card?

The basic eligibility criteria required to apply for any SBI Credit Cards are as follows, Age of the primary applicant must be between 21 years to 60 years. Age of the add-on card applicant must be above 18 years. Must be either salaried, self-employed, student, or retired pensioner.

What are the documents required for SBI credit card?

Here are the basic documents required to apply for an SBI credit card:

  • Address proof – Passport/ Driving Licence/ Voters ID etc.
  • Identity proof – Bank Statement/ Voter Id/ Driving Licence/ Pension Book etc.
  • Income Proof – Bank Statement/ Pay Slip/ Income Tax return.
  • Pan Card.
  • Passport size photo.

How good is SBI credit card?

Even though some SBI Credit Cards may have joining fees, they give the best of Rewards and offers to customers. You could gather as many as 10 points for every Rs. 100 spent. If you are an online shopping addict, then SBI has the Simply Click Card with great offers from exclusive partners.

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What is the minimum salary for SBI credit card?

Applicant needs to be able to demonstrate a regular source of income, with a minimum income of Rs. 2 lakh annually. For an SBI credit card, documents such as salary slips from the last 3 months and bank statements need to be provided by the applicant along with proof of identity, age and address.

What is the limit of SBI credit card?

SBI card available credit limit: This is the amount available for usage at a particular point in time. For instance, if your maximum limit is Rs 2 Lakh, and you spend Rs 50,000, the available credit limit will be Rs 1.5 Lakhs.

What are the charges for SBI credit card?

SBI Credit Card Charges and Fees for Top 5 SBI Credit Cards

BPCL SBI Card SBI Card PRIME
Annual fee INR 499 + taxes INR 2,999 + taxes
Renewal Fee INR 499 + taxes INR 2,999+ taxes
Payment Dishonor Fee 2% of the amount paid (min INR 500) 2% of the amount paid (min INR 500)

Can I get credit card with 10000 salary?

Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won’t have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.

What is the minimum salary for credit card?

Credit Card Eligibility

Credit Card Provider Age Requirement Min. Income Requirements
HDFC Bank 21 – 60 years Rs. 13,500 per month
HSBC Bank 21 – 60 years Rs. 3.00 lakh per annum
ICICI Bank 21 – 60 years Rs. 15,001 per month
IndusInd Bank 21 – 70 years Rs. 30,000 per month
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What are the disadvantages of SBI credit card?

Disadvantages of Credit Cards:

  • Minimum due trap. The biggest con of a credit card is the minimum due amount that is displayed at the top of a bill statement.
  • Hidden costs.
  • Ease of overuse.
  • High interest rate.
  • Credit card fraud.

Can I close my SBI credit card online?

Closing a credit card SBI credit card cancellation can be made through four ways. To close SBI credit card, a cardholder can call customer care number, send a written request, send a request through email or send a request through an online application. One should always close their credit card if it is unused.

Why is SBI credit card bad?

SBI Cards reported impairment losses and bad debt expenses at ₹862 crore in the quarter against ₹329 crore for the same period last year. The rise in provisioning and bad loans led to a 46% drop in profit to ₹206 crore. Revenue from operations, however, grew 5% to ₹2,413 crore.

Can I have 2 SBI credit card?

If you wish to apply for an additional SBI Card, you can select ‘Yes’ for the ‘ Do you have an SBI Card ‘ question on the online application form for the SBI Card you wish to apply for and fill in the required details.

How can I check my SBI credit card limit?

Missed call service: Give a Missed call on 8422845512 from your registered mobile number, An instant SMS will be sent on your mobile with latest limits and outstanding. SMS: SMS BAL where XXXX = Last 4 digits of your SBI Card or TATA Card number to 5676791 from your registered mobile number.

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How can I get a credit card without a job?

How to get a Credit Card without a Job?

  1. Consider getting a Secured Credit Card. Secured credit cards provide similar benefits as their regular counterparts but are issued against an individual’s fixed deposits.
  2. Include other sources of Income.
  3. Become an Add-on/Supplementary User.

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