Often asked: What Is Hdfc Money Back Credit Card?

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How does cashback work on HDFC credit card?

HDFC Visa Value cash-back credit card, for instance, lets you avail cash-back only when your outstanding balance is Rs 10,000 or above. Fee: Cash-back cards are not free. Issuers charge a joining fee between Rs 500 and Rs 2,000. There are renewal fees too.

Is HDFC moneyback credit card good?

Hdfc Moneyback Credit Card is one of the best cashback credit cards available in the India which gives reward points on all retail spends with few exceptions like government bills and such. Tip: If your monthly expenses are less, you can also use HDFC platinum DEBIT card to avail 1% cashback up to Rs. 750 per month.

Is HDFC moneyback credit card lifetime free?

HDFC MoneyBack Credit Card This is one of the best low-fee credit cards in the market and its benefits are no less than the benefits of a lifetime free credit card. Given below are some of its key highlights: Earn 2 reward points per Rs. 150 and get twice the rewards on online spends.

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Can I convert HDFC reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

Which is best credit card of HDFC?

List of Top 10 HDFC Credit Cards in India 2021

Credit Card Annual Fee (in Rs.) Best Suited For
HDFC Platinum Times Credit Card 1,000 Movies & Dining
HDFC Diners Clubmiles Credit Card 1,000 Travel
HDFC Diners Club Rewardz Credit Card 1,000 Rewards
HDFC Diners Club Black Credit Card 10,000 Travel

How can I make my HDFC credit card lifetime free?

The mandatory documents required for applying an HDFC lifetime – free credit card are:

  1. A copy of the PAN card.
  2. A copy of the ID proof.
  3. A copy of the address proof.
  4. A copy of the salary slips for the last 6 months.
  5. A copy of Form 16.
  6. A passport-size photograph.

Does credit limit increase automatically?

Automatic Credit Limit Increase Some credit card issuers automatically raise your credit limit as you handle credit responsibly. Many credit card issuers review accounts periodically and automatically raise the credit limit for cardholders who meet their criteria.

How can I increase my HDFC credit card limit?

Phone banking You can also call our 24/7 customer care number for assistance. Or visit your nearest HDFC Bank branch for details and enquiry on Credit Card limit enhancement.

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Which is the best lifetime free credit card?

10 Best Lifetime Free Credit Cards in India 2021

S.No Credit Card
1 ICICI Instant Platinum Credit Card
2 HSBC Visa Platinum Credit Card
3 Standard Chartered Priority Visa Infinite Credit Card
4 Citibank Rewards Domestic Credit Card

Is Regalia first credit card good?

HDFC Regalia First Card is a good option for individuals who expect decent travel and shopping benefits from their credit card but do not want to spend a lot on joining and/or annual fee. It’s a low-fee variant of the premium travel credit card HDFC Regalia, offers lounge access at airports in India and abroad.

Do you have to pay annual fee on credit card if you don’t use it?

If your credit card has an annual fee, you ‘ll generally have to pay the fee when you first open your account and each year on the anniversary of your account opening. Even if you don ‘ t use your card for purchases, make sure you pay your bill on time to avoid getting charged a late payment fee as well.

How much is 1 HDFC reward point worth?

You can even earn reward points through it. So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

Will HDFC reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

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Can reward points be converted to cash?

Few credit card providers allow their cardholders to convert their reward points into cash. Depending on the type of card you hold, you can use your reward points to pay your annual fee. Most credit cards also allow the cardholders to get a cashback using their reward points.

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