Question: How To Cancel My Hdfc Credit Card?

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How can I close my HDFC credit card online?

How can I close my HDFC credit card online?

  1. Login to your HDFC Bank net banking account.
  2. Click on the tab of Credit Cards and the left-hand side, click on the option of Credit Card Hotlisting.
  3. Select the Credit Card number to hotlist.
  4. Add a reason for hotlisting of the credit card.

How do I cancel my credit card online?

Submit an online request: To submit an online request for credit card closure, visit the official website of the bank that you hold the card. There you need to fill up the cancellation /closure form and submit it.

How do I close a credit card account permanently?

If you still want to cancel your credit card after reviewing your options, follow our step-by-step guide.

  1. Pay off any remaining balance. Pay off your credit card balance in full prior to canceling your card.
  2. Redeem any rewards.
  3. Call your bank.
  4. Send a cancellation letter.
  5. Check your credit report.
  6. Destroy your old card.
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How can I block my HDFC credit card?

How can I block my Debit Card?

  1. Login to your NetBanking account.
  2. Click on the New Debit Card.
  3. Select the Debit Card that you wish to be blocked.
  4. You will need to input the reasons for hot listing.
  5. The system will hotlist or block your Debit Card online and send you a confirmation.

How can I block my credit card?

Call SBI helpline 1860-1801-290 or 39020202, by prefixing your local STD code and raise your request to block the card. You can also call SBI toll free number 1860 180 1290. Make sure you have your credit card number handy to help the phone banking executive easily identify you.

How can I get HDFC credit card customer care?

Credit Card related services are available 24 hours on all days including Sundays and Bank holidays.

HDFC Bank Customer Care Phone Banking Numbers in India
Ahmedabad 079 61606161
Cochin 0484 6160616
Delhi and NCR 011 61606161
Hyderabad 040 61606161

Is it better to cancel a credit card or let it expire?

In general, it’s best to keep unused credit cards open so that you benefit from a longer average credit history and a larger amount of available credit. Credit scoring models reward you for having long-standing credit accounts, and for using only a small portion of your credit limit.

How do I cancel a credit card that never activated?

If you want to close your account, you shouldn’t wait for this call but it is a good time to do it if you forgot to cancel the card. To cancel a credit card proactively, you can call your credit card’s customer service line and inform them that you want to close your account.

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Is it better to close a credit card or leave it open with a zero balance?

The standard advice is to keep unused accounts with zero balances open. The reason is that closing the accounts reduces your available credit, which makes it appear that your utilization rate, or balance -to-limit ratio, has suddenly increased.

How do you write a letter to cancel a credit card?

Sub: Request to terminate / cancel my credit card – Reg. Due to personal reasons, I don’t need the credit card. Hence, I request you to terminate / cancel my credit card and the linked card account no. ____ ( write the credit card account no.)

What happens if I block my credit card?

Some banks or credit unions use blocking — putting a hold on a portion of your available credit on your credit card. That means you have less to use until the block clears. If they block your debit card, your account balance may get low, you may bounce a check, or a recurring payment you authorized may be declined.

How can I block HDFC credit card by SMS?

Method 2 – Block HDFC ATM card by sending SMS from registered mobile number

  1. Open the messaging app on your registered mobile number.
  2. Type the BLOCKCARD <last 6 digits of card no>.
  3. Send this message on the following number – HDFC Debit card block by SMS number – 9223150150.
  4. Your card is now blocked.

How can I increase my HDFC credit card dispute online?

Report Unauthorised Transactions

  1. Step1. Login to NetBanking using your customer ID & password click here.
  2. Step2. Click on ” Card ” tab.
  3. Step3. Select “Request” under Credit or Debit Card, whichever applies.
  4. Step4. Select ” Credit Card hotlisting” or “Debit Card hotlisting” whichever applies.

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