Question: Which Is The Best Hdfc Credit Card?

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Which is the most premium HDFC credit card?

The HDFC Diners Club Black Card is a very profitable premium card for high spenders, but you must have an annual income of at least Rs. 2,100,000 to be considered. Best Premium Card: HDFC Diners Club Black Card.

Age Requirement 21-60 (65 if self-employed)
Annual Income Requirement Rs. 2,100,000

Which HDFC card is best for cashback?

HDFC Millennia: After HDFC MoneyBack, HDFC Millennia is best suited for cashbacks. It comes with an annual fee of Rs. 1,000. The cardholders can earn cashback and welcome benefits on spending with PayZapp and SmartBUY.

Which credit card is best Axis or HDFC?

Comparison of Fees and Waiving off Criteria

Basis of Difference Axis Privilege Credit Card HDFC Regalia Credit Card
Annual Renewal Fees ₹1500 + Applicable Taxes ₹2500 + Applicable Taxes
Waiving Off Criteria Spend ₹2.5 Lacs in a Year to Waive off the fees. Spend ₹3 Lacs in a Year to Waive off the fees.
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What credit card do billionaires use?

1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and commonly known as the “Amex Black Card.” Launched in 1999, American Express has kept it in a shroud of uncertainty, giving it a very high level of status in the minds of consumers.

Can I have 2 HDFC credit cards?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

Can I convert HDFC reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

What is the value of 1 reward point in HDFC credit card?

You can even earn reward points through it. So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

Is Citibank better than HDFC?

HDFC Bank however, compares favorably on the revenue per employee front. Though NIM (Net Interest Margin) of Citigroup is significantly higher, it is not strictly comparable. HDFC Bank Vs Citigroup.

Particulars Citibank HDFC Bank
Operating margin 22.20% 11.80%
Profits per employee 2.56 0.9
Revenues per employees 17.6 16.9
NIM (%) 7.6 3.3
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Which credit card is best SBI or HDFC?

List of 10 Best Credit Cards in India for 2021

Top 10 Credit Cards Annual Fee Best Suited For
Axis Bank Ace Credit Card Rs. 499 Cashback
Amazon Pay ICICI Credit Card Nil Online Shopping & Cashback
HDFC Regalia Credit Card Rs. 2,500 Travel & Shopping
BPCL SBI Card Octane Rs. 1,499 Fuel

Is Icici better than HDFC?

The highlighted ones are the metrics where HDFC Bank has performed better than ICICI Bank. ICICI Bank has outpaced HDFC Bank on nearly every count in the last three months.

Growth ICICI Bank HDFC Bank
Profit after tax +260.5% +26%

Do rich people use credit cards?

While credit card rewards are the most obvious reason the wealthy use credit cards for purchases even when they can pay their balance in full, there are plenty of other perks that make using credit worth it regardless of income or ability to pay.

What is the highest credit card limit?

Highest “Overall” Credit Limit: $500,000 The winners of the nosebleed award for the highest credit limit among cards for mere mortals are these twins: Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, with annual fees in the mid-triple digits and high-double digits, respectively.

What color is the most expensive credit card?

The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an application is needed to apply.

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