Quick Answer: Hdfc Credit Card Expired What To Do?

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How can I activate my HDFC credit card after expiry date?

How To Activate Your HDFC Bank Credit Card Through Netbanking

  1. Please login to your HDFC credit card netbanking account using your customer ID and password.
  2. Navigate to the “ Credit Cards ” tab.
  3. Choose “ Credit card ATM PIN” option.
  4. Select your HDFC credit card from the drop down and click on the “Continue” tab.

How can I renew my HDFC credit card?

Login to your respective bank website and open the cards section. In the service request section, choose the card that needs replacement and select to make a reissue ATM Card application. Banks accept the request and dispatch a new card to your registered mailing address within a couple of working days.

What if HDFC credit card expires?

Credit card accounts are still valid: Even after the credit card expires, the credit card account of the customer will still be active, unless he/she wishes to close the same. Date, a security feature: The expiry date that is embossed on a credit card acts as a security feature and helps prevent fraud of any kind.

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How do I reactivate an expired credit card?

A person who wishes to use the same credit card can talk to the bank representative, visit the bank branch and can look for the renewal process on the website of the bank.

How can I get refund from HDFC credit card?

You can initiate the cancellation process of your HDFC credit card by calling the bank’s customer service number and asking for the card cancellation. Any HDFC cardholders can do it by calling the toll-free number 1800-425-4332.

How do you activate a new credit card?

How to Activate a Credit Card

  1. Receive your credit card in the mail.
  2. Find a sticker on the card with activation instructions.
  3. Follow the instructions for activating online or over the phone, whichever you prefer.
  4. Wait for confirmation that your card has been activated.

Can I be charged on an expired credit card?

Your Credit Card Can Still Be Charged After the Expiration Date. You can be charged even if your card is no longer valid because of a “recurring indicator” that’s included in your transactions, a technology that enables the company to circumvent the expiration date and keep charging you each month, according to Nasdaq.

Can I use expired credit card?

A credit card expiration date tells you when the card is no longer valid. After your card expires, you shouldn’t be able to use it, because the issuers should deactivate the credit card when it reaches the expiration date.

What happens if I don’t renew my credit card?

If your credit card is expiring this month, it will continue to work until the end of the month, and a new card should automatically arrive in the mail. And don’t worry, although your card will expire, your credit card account will not. Your account will remain active until you cancel it with the issuer.

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How can I pay my HDFC credit card bill from expired?

Credit Card Bill Payment

  1. Login to the New MobileBanking App.
  2. Enter Customer ID/Password details or Login via Quick Access Pin.
  3. Go to Pay Section >> Cards.
  4. Choose your registered card.
  5. Select ” Pay ” option.
  6. Select the type of amount (Minimum/Total/Other)
  7. Click confirm to complete payment.

Does HDFC credit card do not honor decline?

The DO NOT HONOR or Invalid Service Code messages indicate that the customer card’s issuing bank will not validate the transaction and provide an authorization code. To resolve the issue, you must contact the customer credit card’s issuing bank and obtain a verbal authorization code for the transaction.

How many years does a credit card expire?

More specifically, all credit cards have expiration dates. They typically fall three years after a card is first activated, and you can use your card without interruption through the end of the listed month (e.g. 12/16 means Dec. 31, 2016).

Will a replacement credit card have the same number?

Even if you never have any troubles with your credit card, you can expect that the bank will send a replacement every few years so that it doesn’t get worn down. When it’s merely a replacement for expiry purposes, it will have the same number but a different expiry date and a different CVC number on it.

What do you do when your bank card expires?

Typically, your bank or credit union will mail you a new debit card in the weeks or months leading up to your current card’s expiration date. However, if your card has already expired, you will need to call or visit your bank and ask them to issue you a new one. So, it’s usually not too big of a deal.

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