Quick Answer: How Can I Close My Hdfc Credit Card?

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How can I close my HDFC credit card online?

How can I close my HDFC credit card online?

  1. Login to your HDFC Bank net banking account.
  2. Click on the tab of Credit Cards and the left-hand side, click on the option of Credit Card Hotlisting.
  3. Select the Credit Card number to hotlist.
  4. Add a reason for hotlisting of the credit card.

How do I close a credit card account permanently?

If you still want to cancel your credit card after reviewing your options, follow our step-by-step guide.

  1. Pay off any remaining balance. Pay off your credit card balance in full prior to canceling your card.
  2. Redeem any rewards.
  3. Call your bank.
  4. Send a cancellation letter.
  5. Check your credit report.
  6. Destroy your old card.

How do I cancel my credit card online?

Submit an online request: To submit an online request for credit card closure, visit the official website of the bank that you hold the card. There you need to fill up the cancellation /closure form and submit it.

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How I can talk to HDFC customer care directly?

Get in touch with us for your Banking needs on our easy to remember numbers. Now you can access your Accounts, Credit Cards, Loans, Demat Account and Investment Services by calling on a Single Number.

HDFC Bank Customer Care Phone Banking Numbers in India
Ahmedabad 079 61606161
Mumbai 022 61606161
Pune 020 61606161

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What happens if I block my credit card?

Some banks or credit unions use blocking — putting a hold on a portion of your available credit on your credit card. That means you have less to use until the block clears. If they block your debit card, your account balance may get low, you may bounce a check, or a recurring payment you authorized may be declined.

What happens if I deregister my HDFC credit card?

What happens if I deregister my HDFC credit card? Once you have deregistered your HDFC credit card, cut the credit card diagonally. If, in case, you use the card after deregistration, the bank will generate fresh dues, which will lead to the termination of the closure process.

Is it better to close a credit card or leave it open with a zero balance?

The standard advice is to keep unused accounts with zero balances open. The reason is that closing the accounts reduces your available credit, which makes it appear that your utilization rate, or balance -to-limit ratio, has suddenly increased.

Is it better to cancel a credit card or let it expire?

In general, it’s best to keep unused credit cards open so that you benefit from a longer average credit history and a larger amount of available credit. Credit scoring models reward you for having long-standing credit accounts, and for using only a small portion of your credit limit.

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How can I block my credit card?

Call SBI helpline 1860-1801-290 or 39020202, by prefixing your local STD code and raise your request to block the card. You can also call SBI toll free number 1860 180 1290. Make sure you have your credit card number handy to help the phone banking executive easily identify you.

Can I cancel a credit card I just opened?

However, your new credit card account was opened as soon as you were approved, and the issuer may have already started reporting it to the credit bureaus. Activation simply gives you access to use the card; the only way to get rid of the account is to cancel it.

How do I cancel a credit card that never activated?

If you want to close your account, you shouldn’t wait for this call but it is a good time to do it if you forgot to cancel the card. To cancel a credit card proactively, you can call your credit card’s customer service line and inform them that you want to close your account.

Can I cancel a credit card I just applied for?

Can you cancel a credit card application? If you apply for a credit card, get approved and decide you no longer want the card, you can request to swap the card for another card offered by the same issuer. You can also cancel the new credit card, but that could have negative effects on your credit score.

How can I complain to HDFC credit card?

HDFC Credit Card Grievance Redressal System

  1. Step 1: Visit the HDFC Contact Us page at.
  2. Step 2:On this page, click on ‘Grievance Redressal Officer’ option.
  3. step 3:You will see the option ‘Email Us’, which will take you to the form where you can fill in your details and grievance information and send it to the Officer.
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How can I complaint against HDFC Bank?

Phone number: 1800-266-4332.

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