Quick Answer: How To Activate Smart Emi On Hdfc Credit Card?


How can I register my HDFC credit card for smart EMI?

Do note that you need to hold an HDFC Bank Credit Card currently.

  1. NetBanking: Login to your NetBanking account and check your SMART EMI eligibility under Cards – Credit Cards – Transact – SMART EMI.
  2. PhoneBanking: our 24×7 PhoneBanking service will assist you towards the process to verify your eligibility.

How do I qualify for Smart EMI?

The Smart EMI option allows the eligible HDFC credit card holders to convert most of the credit card payments into EMI schemes. However, purchases involving gold or jewellery are not eligible for conversion in to EMIs. Also transactions which are 60 days or older are not eligible for the scheme.

How do I activate my HDFC credit card moratorium?

How to apply for HDFC Bank EMI moratorium? You will have to provide your consent to the bank: Call on one of these numbers (022-50042333, 022-50042211) from your bank registered number and follow the instructions. Submit this online application on HDFC Bank’s website.

You might be interested:  Readers ask: How To Close Hdfc Bank Credit Card Account?

How do I convert my monthly outstanding to EMI?

In case you want to convert your outstanding into EMIs, you can do so by logging on to your account through net banking and opting for smart EMI options for credit cards. Alternately, you can visit the nearest branch and ask your bank executive to help convert you’re outstanding into EMIs.

What is easy EMI HDFC?

With the HDFC Bank EasyEMI Card, you get to own what you desire – with the feature of Automatic EMI conversion at 9 months on spends above ₹10,000. You also earn CashBacks on every online and offline spend made using the HDFC Bank EasyEMI Card. With the HDFC Bank EasyEMI Card choose to Live Better Every Day.

Can I pay all EMI at once HDFC?

Can I Pay All The EMI at Once at HDFC? Whether you have taken a personal loan, home loan, car loan, or any other loan product from HDFC, the bank allows you to repay the remaining EMIs at one go. Repaying all EMIs at once is known as pre-closing the loan account.

What are the documents required for EMI?

Documents Required for EMI Card

  • PAN Card. A copy of your PAN Card is required.
  • Address Proof. A copy of your Voter ID / Passport / Driving License / NREGA Card.
  • NACH Mandate. A signed NACH Mandate is required to process your loan.
  • Cancelled Cheque. If applicable.
  • EMI Cheques. If Applicable.

Can I get EMI on debit card?

Debit EMI is a new EMI method using which you can avail EMI on your debit card. You don’t need to have the entire amount in your account at the time of transaction and bank will not block any amount on your card. Currently, EMI is available only on HDFC, SBI, Axis, ICICI, Federal and Kotak Mahindra debit cards.

You might be interested:  Quick Answer: How To Create New Password For Hdfc Credit Card?

How can I check my credit card EMI?

You can calculate the EMI on your credit card bill with a record of the interest rate and processing fee which is decided by your bank. The EMI will be calculated based on the remainder of the total purchase amount multiplied by the interest rate and tenure, and processing charges.

How can I check my pending EMI?


  1. Highlights.
  2. Check your EMI Network Card balance online/offline.
  3. EMI Network Card balance check using Experia.
  4. Use the Bajaj Finserv Wallet app to check your card balance.
  5. SMS ‘EMICARD’ to 9227564444 to check your card balance using SMS.

How do I know if my debit card is pending on EMI?

Ans: Just open your Debit card Loan statement and see the transaction description. Here you will find the number of EMI debited from your savings account as you can see below screenshot (11) EMI paid already.

How can I stop HDFC EMI?

The earlier deadline of three-month EMI moratorium was ending on May 31, 2020. Other Banks Links to Process for EMI Postponed.

Banks Name Links for Process
SBI Credit Card Stop Payment Click Here
HDFC Bank Loan EMI Stop Click Here
HDFC Bank Credit Card Payment Click Here
ICICI Bank Loan / Credit Card Payment Click Here


How can I pay my missed EMI HDFC?

Make your payments to HDFC Bank Overdue Loan payment in 3 simple steps. Enter your HDFC Bank overdueLoan account number and Date of Birth. Select your net banker from drop-down and click on PAY. You will be securely redirected to the bank payment interface of your chosen net banking option.

You might be interested:  Readers ask: How To Know Icici Credit Card Statement?

Will moratorium be extended?

The RBI had on March 27 issued the circular which allowed lending institutions to grant a moratorium on payment of instalments of term loans falling due between March 1 and May 31, 2020, due to the pandemic. Later, the moratorium was extended till August 31, 2020.

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Post