Quick Answer: How To Apply Credit Card To Credit Card?

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Can you put credit on a credit card?

Can I put extra money on my credit card? Yes, you can, and usually, this will show up as a “CR” next to the balance on your credit card statement. If you ‘re thinking about doing this though, it’s really worth asking yourself why first.

How can I apply for a credit card for the first time?

How to Get a Credit Card for the First Time:

  1. See if you have a credit report and score.
  2. Determine whether student credit cards are an option.
  3. Compare secured and unsecured starter cards.
  4. Limit your search to cards with the lowest fees.
  5. Choose the best remaining offer for your needs.
  6. Submit your credit card application.

Can I get credit card with 10000 salary?

Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won’t have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.

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What is the minimum salary to get a credit card?

Credit Card Eligibility

Credit Card Provider Age Requirement Min. Income Requirements
Axis Bank 21 – 60 years Rs. 25,000 per month
Citibank 23 – 60 years Rs. 25,000 per month
HDFC Bank 21 – 60 years Rs. 13,500 per month
HSBC Bank 21 – 60 years Rs. 3.00 lakh per annum

Is overpaying a credit card bad?

Truth: Overpaying has no more impact on your credit score than paying the full balance does. Paying down your credit card to a balance of zero is good for your credit score, but you won’t see an extra boost by purposefully overpaying, because it will still show up as a zero balance on your credit report.

Do I have to pay if I don’t use my credit card?

In the past, issuers could charge credit card inactivity fees if you failed to use your card for a long period. However, the Federal Reserve banned this practice in 2010. However, if the card has an annual fee, you will have to pay that fee whether you use the card or not.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.

What is a good credit card for beginners?

Best Starter Credit Cards

  • OverallCapital One Platinum Credit Card.
  • Rewards & No FeePetal® 2 Visa® Credit Card.
  • Secured RewardsDiscover it® Secured Credit Card.
  • Cash BackCapital One QuicksilverOne Cash Rewards Credit Card.
  • No Credit CheckOpenSky® Secured Visa® Credit Card.
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Where should I get my first credit card?

The Best First Credit Cards

  • Petal® 1 “No Annual Fee” Visa® Credit Card: Best Overall For New To Credit.
  • Deserve® EDU Mastercard for Students: Best for Students Without Any Credit History.
  • Discover it® Secured Credit Card: Best Secured Starter Card For Those Starting Out.

Can I get credit card with 8000 salary?

Banks do provide credit cards for low salaried (Rs 8,000 – Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.

Which credit card is best for 10000 salary?

Best Premium Credit Cards for People with Income above Rs. 1 Lakh

Credit Card Annual Fee
Axis Bank Magnus Credit Card Rs. 10,000
ICICI Bank Emeralde Credit Card Rs. 12,000
IndusInd Bank Pinnacle Credit Card Rs. 12,999
YES Private Prime Credit Card Rs. 10,000

Can I get a 20000 credit card?

You could get approved for a credit card with a $20,000 limit if you have excellent credit, a lot of income, and very little debt. But there are no credit cards with $20,000 limits guaranteed as a minimum. Chase Sapphire Reserve®: $10,000 minimum limit.

Can I get credit card with 25000 salary?

The card comes with a basic reward rate of 1.33% but offers double rewards on online shopping. Best Credit Cards in India for People with Income Below Rs. 25,000.

Credit Card Annual Fee Minimum Monthly Income
HDFC Times Titanium Credit Card Rs. 500 Rs. 15,000
ICICI Bank Coral Contactless Credit Card Rs. 500 Rs. 20,000

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