- 1 What is the billing date of HDFC credit card?
- 2 How do I know my credit card billing cycle?
- 3 How do I know my HDFC billing cycle?
- 4 How can I change my HDFC credit card billing date?
- 5 What is billing date and due date?
- 6 How can I apply for expired HDFC credit card?
- 7 What happens if I pay credit card before statement?
- 8 How long is two billing cycles?
- 9 How does credit card billing cycle work?
- 10 Can I pay HDFC credit card bill before due date?
- 11 What is the maximum limit of HDFC credit card?
- 12 Can we pay credit card before due date?
- 13 Can I change the billing date for credit card?
- 14 Can I have 2 HDFC credit cards?
- 15 What is the late payment charges for HDFC credit card?
What is the billing date of HDFC credit card?
For instance, HDFC Bank offers interest-free credit period of 20 to 50 days. So, for a HDFC credit card with a grace period of up to 50 days, if the statement date is 5th of every month, the payment due date would be 25th of the same month.
How do I know my credit card billing cycle?
You can find your credit card billing cycle listed on your monthly statement. You’ll notice the start and end dates for your billing period are typically located on the first page of your statement, near the balance. Your card issuer may list the number of days in your billing cycle, or you’ll have to do some counting.
How do I know my HDFC billing cycle?
However, you might have noted that Credit Card companies allow a period of 20-25 days from the end of the billing cycle until the payment due date.
|Personal loan||Fixed deposit||Credit Card|
|Savings Account||Car Loan||EasyEMI|
How can I change my HDFC credit card billing date?
It is not possible to change the due date online. You can call up the customer care team to place your request for changing the cycle. You can visit the nearby branch to get details about changing the billing cycle. The billing cycles for credit card payment are determined by the bank for each customer.
What is billing date and due date?
Your Billing Date is the first day of your billing cycle and the date your bill is issued. A billing cycle usually starts on your connection date and lasts for the next 30 days. Your New Charges Due Date is the date by which you must pay your bill.
How can I apply for expired HDFC credit card?
Follow the step-by-step instructions below to e-sign your hdfc credit card expired renewal online:
- Select the document you want to sign and click Upload.
- Choose My Signature.
- Create your e-signature and click Ok.
- Press Done.
What happens if I pay credit card before statement?
By making a payment before your statement closing date, you reduce the total balance the card issuer reports to the credit bureaus. That in turn lowers the credit utilization percentage used when calculating your credit score that month.
How long is two billing cycles?
Quick Summary. The billing cycle is the period between two consecutive payments for a given service, often lasting 20-25 days. The payment period depends on the bank’s terms and conditions; it can be calculated from the date of the first purchase or a fixed calendar date.
How does credit card billing cycle work?
Your credit card billing cycle will start from the 5th of the previous month and continue till 4th of the current month. During this period, all transactions done on your credit card will show up in your monthly credit card statement. Credit card billing cycles may vary from 27-31 days.
Can I pay HDFC credit card bill before due date?
Remember, the payment made should get credited in your credit card account on or before the due date to avoid charges and penalty, subject to the grace period, if any. For a healthy credit profile and to keep the credit score high, make sure not to roll over the outstanding balance on to the next month.
What is the maximum limit of HDFC credit card?
HDFC Business Platinum Credit Card Limit: 25,000 – 1,50,000. HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs.
Can we pay credit card before due date?
At a minimum, you should pay your credit card bill before its statement due date. You can never pay your credit card too early, but be sure to check the statement period to which your early payment will be credited.
Can I change the billing date for credit card?
To actually make the change, call your credit card issuer’s customer service department using the number on the back of your card. They’ll ask for your desired due date, then make the change. You also may be able to log on to your online account and make the change yourself.
Can I have 2 HDFC credit cards?
Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.
What is the late payment charges for HDFC credit card?
HDFC Credit Card Late Payment Charges For Non-payment Of The Minimum Amount Due
|If the statement balance is||Late payment charges|
|Between Rs.100 to Rs.500||Rs.100|
|Between Rs.501 to Rs.5,000||Rs.400|
|Between Rs.5,000 to Rs.10,000||Rs.500|