Quick Answer: How To Deregister Smartpay In Hdfc Credit Card?

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How do I cancel SmartPay?

Just call us, and we’ll reschedule or stop your automated plan. You’ll need to make payment to your lender on your own. You can stop or restart the program at any time.

How can I change my HDFC credit card SmartPay?

  1. Login to MobileBanking.
  2. In menu Select Pay >> BillPay.
  3. Add Biller & Select Category.
  4. Enter detail & enable AutoPay on Credit Cards.

How do I cancel HDFC credit card payment?

How to Cancel or Close an HDFC Credit Card?

  1. By calling Helpline Number: HDFC Bank credit card holders can cancel their credit cards any time by calling the toll-free number 61606161/6160616.
  2. Carholders can download the Credit Card Closure Form from www.hdfcbank.com and fill it up.

Can I return my SmartPay phone?

Yes. You can return your item at anytime without penalty. If you wish to return the items within the merchant’s return window, then you should return the items directly to the merchant. Please refer to the merchant’s return policy for instructions.

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Does SmartPay affect your credit?

“No Credit Required” means that SmartPay does not check FICO scores. Approvals and denials will not appear on a customer’s credit report. This encourages customers to apply with confidence that SmartPay will not affect their credit score!

How do I stop auto renewal on my credit card?

Quick 3 Steps To Stop Automatic Payments

  1. Call and email the company with who you have the automatic payment.
  2. Call and email your bank or credit union to ensure the automatic payment is stopped.
  3. Give your bank a stop payment order.

How do I stop automatic payments on my credit card?

To stop the next scheduled payment, give your bank the stop payment order at least three business days before the payment is scheduled. You can give the order in person, over the phone or in writing. To stop future payments, you might have to send your bank the stop payment order in writing.

How do I cancel an automatic payment on my credit card?

Yes, you can stop automatic payments through your bank. You can do so through net banking or by visiting the nearest branch of your bank and submit a request to stop automatic payment through the bank.

What is HDFC smart pay?

SmartPay is a customer friendly feature that allows you to automatically make all your utility bill payments through your HDFC Bank Credit Card. You can use SmartPay to pay your electricity bills, telephone bills, mobile phone bills, water bills, gas bills and insurance premiums.

How can I make my HDFC credit card lifetime free?

The mandatory documents required for applying an HDFC lifetime – free credit card are:

  1. A copy of the PAN card.
  2. A copy of the ID proof.
  3. A copy of the address proof.
  4. A copy of the salary slips for the last 6 months.
  5. A copy of Form 16.
  6. A passport-size photograph.
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How can I close my HDFC credit card loan online?

The bank does not allow its customers to make part-prepayment on Insta Loans. The EMI shall be paid along with the credit card bill each month. But if you wish to pre – close the loan then you need to call up the customer care to make the request for the same.

Can I cancel my credit card online?

Contact Your Card Issuer Depending on the company, you may be able to request to close an account via live chat or a secure online message, though some card issuers require you to call. Be sure to confirm that your account balance is zero. At the end of the process, your card should be canceled immediately.

What happens if I block my credit card?

Some banks or credit unions use blocking — putting a hold on a portion of your available credit on your credit card. That means you have less to use until the block clears. If they block your debit card, your account balance may get low, you may bounce a check, or a recurring payment you authorized may be declined.

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