Quick Answer: How To Get Credit Card For Students In India?


How can a student get a credit card?

Student credit cards are offered by many major credit card issuers. Most require you to be at least 18 years old and currently enrolled full-time or part-time in a qualifying school. You ‘ll also need to show evidence of regular income or else have someone, such as a parent, cosign your application for you. 4

Which credit card is best for students in India?

What are the best credit cards for students in India?

  1. 1 SBI Student Plus Advantage Card.
  2. 2 ICICI Bank Student Travel Card.
  3. 3 HDFC ForexPlus Card.
  4. 4 HDFC Multicurrency Platinum ForexPlus Chip Card.
  5. 5 Eligibility Criteria for Credit Cards for Students.
  6. 6 Documentation Required.

Can a 19 year old get a credit card?

You can ‘t apply for a credit card on your own if you’re under 18, and card providers will be sticklers about checking your income if you’re between 18 and 21. Still, it’s possible to get a credit card.

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Can a student get a credit card with no income?

If you don’t have any form of income, you can open your own credit card account by having a family member co-sign. If your parents or other family members are willing to do so, opening a joint account can help build your credit while giving you access to the rewards and benefits that a student credit card offers.

Does a student credit card build credit?

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

How can a student get good credit?

How to build a good credit score as a student

  1. Get on the electoral role. Joining the electoral roll if you’ve moved into student accommodation, or a shared house, is an easy way to boost your credit score.
  2. Pay on time.
  3. Don’t keep applying for credit.
  4. Consider taking out a student credit card.
  5. Check your details.

Can I get credit card with 10000 salary?

Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won’t have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.

Which debit card is best for students?

ICICI Bank offers cash Debit Card to students from selected educational institutes. This debit card provides ease of transactions along with security. It brings the Bank @Campus account to students. ICICI Bank also offers a debit card called young stars for children between the age group of 1-18 years. 5

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Can students get HDFC credit card?

If you are a part-time student, who has a steady source of income and a Savings Bank Account, you can opt for any of the HDFC Bank Credit Cards. If you are a student without a source of income, then you can get a Credit Card only as an add-on card.

How can I build my credit at 19?

You can build your credit at 19 by becoming an authorized user on someone else’s credit card account or by getting your own credit card. You can get your own credit card when you turn 18 as long as you have an independent source of income.

What is a good credit card for an 18 year old?

The best credit card for 18 – year – olds is the Petal┬« 2 Visa┬« Credit Card because it has a $0 annual fee and is intended for beginners with little-to-no credit history. The Petal 2 Card also rewards cardholders with up to 1.5% cash back on purchases. There’s no security deposit required to open the account, either.

Can I get a debit card at 16?

To open any debit card, you need to be 18 years of age or older. For example, a teen debit card may not allow for mobile check deposits or online bill pay, although features vary by account. Furthermore, because teen debit cards are linked to an adult’s account, they come with important parental controls.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.
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Can a full time student get a credit card?

Being able to prove a good payment history might even help you qualify for a credit card in the future. If you’ve already established credit and have independent income: Consider bypassing student cards entirely. You might qualify for a credit card that offers better rewards, a generous sign-up bonus or lower interest.

How much income do you need for a student credit card?

Earn income: Anyone under 21 applying without a cosigner must show they have sufficient income to pay their credit card bill. To qualify for the Journey Student Rewards from Capital One, for instance, your monthly income must be at least $425 more than your monthly housing payment.

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