Quick Answer: How To Get Emi Without Credit Card In Flipkart?


How can I get cardless EMI on Flipkart?

Here’s how it works:

  1. To avail LazyPay Instant EMI, simply head over to the Flipkart App or Website.
  2. Select the product of your choice and checkout via LazyPay under EMI payment options.
  3. Choose a convenient EMI plan and confirm your purchase with an OTP. DONE!

How can I get cardless EMI?


  1. Choose a product at partnered merchants and proceed to checkout.
  2. Select InstaCred Cardless EMI option to pay with your Easy Buy Card limit.
  3. Choose the EMI plan and enter OTP to complete transaction. Shop Now. X.

Can we buy product on EMI without credit card?

You can use your debit card to make online purchases on EMI or you can also go for offline store purchases. The conversion would be done without any amount being blocked in your account. Online retailer Amazon has also introduced the EMI facility that can be availed without a credit card.

How can I buy a mobile on EMI without credit card?

✔️Can I buy a phone on EMI without a credit card? If you wish to avail a loan without a credit card to buy an EMI mobile, you can! Simply use an EMI card, such as the Bajaj Finserv EMI Network card to pay for your EMI mobile phone.

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Is ZestMoney trustable?

ZestMoney truly is a completely secure and convenient way to make online purchases on EMI without using a credit card. If you’re in a restaurant, staying at a hotel or working from a cafe, you are likely to be using their public Wi-Fi hotspots to connect to the Internet.

Where can I use lazy pay?

Users can use the LazyPay across 250+ merchants including Swiggy, MakeMyTrip, BookMyShow,Zomato, Gaana.com, Goibibo, TataSky, BigBasket, Flipkart, Rapido, Box8, Dunzo and many more.

Can I get EMI on debit card?

Debit EMI is a new EMI method using which you can avail EMI on your debit card. You don’t need to have the entire amount in your account at the time of transaction and bank will not block any amount on your card. Currently, EMI is available only on HDFC, SBI, Axis, ICICI, Federal and Kotak Mahindra debit cards.

How can I get EMI?

EMI Conversion Procedure

  1. Visit the store from where you want to buy the product.
  2. While making the payment, notify the store executive to swipe your debit card transaction in the EMI mode and select a preferred tenure.
  3. The transaction will get approved on your debit card as per the current balance in the savings account.

How can I open EMI card?

Visit the Bajaj Finserv website, navigate to the Insta EMI Card page. Provide your basic details, including your mobile number and date of birth. Check your pre-approved limit to proceed further. Verify and confirm your KYC details.

Is ZestMoney legal?

As a tech company, ZestMoney does not need a licence. “We work on behalf of some underlying NBFCs which are legally lending to the customer. They effectively employ us to do the KYC and we rework the process with them.

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Does ZestMoney check cibil score?

Yes! Since ZestMoney is a digital lender and every timely payment that you make towards your ZestMoney EMIs gets reported to CIBIL. As timely payment is the most important factor in deciding your CIBIL score, your score will gradually improve over time.

How can I improve my cibil score?

How to Increase CIBIL Score

  1. Check Your Credit Report.
  2. Make Corrections to Errors.
  3. Note Your Credit Utilization Ratio.
  4. Don’t keep applying for credit if rejected.
  5. Keep the frequency of applications low.
  6. Pay your loans.
  7. Pay your credit cards on time.
  8. Don’t settle loans and credit cards.

Can I buy a phone and pay monthly?

Instead of paying the full price up front when you buy a new smartphone, you can choose to pay on an installment plan. An installment plan takes the full price of your new device and spreads it across low monthly payments. Plus, you won’t pay any finance fees or interest.

What are the documents required for mobile EMI?

Documents Required for EMI Card

  • PAN Card. A copy of your PAN Card is required.
  • Address Proof. A copy of your Voter ID / Passport / Driving License / NREGA Card.
  • NACH Mandate. A signed NACH Mandate is required to process your loan.
  • Cancelled Cheque. If applicable.
  • EMI Cheques. If Applicable.

Can a student buy phone on EMI?

Fortunately, today it’s possible to purchase a smartphone on EMI. With EMI, you don’t have to put off your purchase till you have saved for it.

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