- 1 What are the documents required for SBI credit card?
- 2 What is the minimum limit of SBI credit card?
- 3 How many types of SBI credit cards are there?
- 4 What are the charges for SBI credit card?
- 5 What is the minimum salary for credit card?
- 6 How is SBI credit card limit calculated?
- 7 What is cash limit in SBI credit card?
- 8 What are 3 types of credit cards?
- 9 Is it good to take SBI credit card?
- 10 Is SBI credit card useful?
What are the documents required for SBI credit card?
Here are the basic documents required to apply for an SBI credit card:
- Address proof – Passport/ Driving Licence/ Voters ID etc.
- Identity proof – Bank Statement/ Voter Id/ Driving Licence/ Pension Book etc.
- Income Proof – Bank Statement/ Pay Slip/ Income Tax return.
- Pan Card.
- Passport size photo.
What is the minimum limit of SBI credit card?
Minimum Income Requirement for Different SBI Credit Cards
|Credit Card||Minimum Income|
|SBI Card ELITE||Rs. 60,000 p.m.|
|BPCL SBI Card||Rs. 20,000 p.m.|
|Air India SBI Platinum Credit Card||Rs. 40,000 p.m.|
|Air India SBI Signature Credit Card||Rs. 60,000 p.m.|
How many types of SBI credit cards are there?
Top 10 SBI Credit Cards in India 2021
|SBI Credit Card Variants||Annual Fee||Suitable For|
|BPCL SBI Card||Rs.499||Fuel|
|IRCTC SBI Platinum Card||Rs.500||Co-branded travel|
|Air India SBI Platinum Card||Rs.1,499||Travel|
|SBI Card PRIME||Rs.2,999||Premium & Lifestyle|
What are the charges for SBI credit card?
SBI Credit Card Charges and Fees for Top 5 SBI Credit Cards
|BPCL SBI Card||SBI Card PRIME|
|Annual fee||INR 499 + taxes||INR 2,999 + taxes|
|Renewal Fee||INR 499 + taxes||INR 2,999+ taxes|
|Payment Dishonor Fee||2% of the amount paid (min INR 500)||2% of the amount paid (min INR 500)|
What is the minimum salary for credit card?
Credit Card Eligibility
|Credit Card Provider||Age Requirement||Min. Income Requirements|
|HDFC Bank||21 – 60 years||Rs. 13,500 per month|
|HSBC Bank||21 – 60 years||Rs. 3.00 lakh per annum|
|ICICI Bank||21 – 60 years||Rs. 15,001 per month|
|IndusInd Bank||21 – 70 years||Rs. 30,000 per month|
How is SBI credit card limit calculated?
SBI calculates credit card limit by evaluating your credit history based on your credit score, your debt-income ratio and other credit cards that you have availed. 5
What is cash limit in SBI credit card?
SBI Credit Card Cash Withdrawal Limit 2 lakh, the cash advance limit on it would vary between 20% and 80% of the same. If the cash limit is 20%, the cardholder can withdraw Rs. 40,000 as cash by using their credit card. Similarly, if the cash limit is 80%, the cardholder will be allowed to withdraw Rs.
What are 3 types of credit cards?
There are three types of credit card accounts: bank-issued credit cards (such as Visa and MasterCard), store/priority cards (such as the Bay and Sears) and travel/entertainment cards, also called charge cards (such as American Express or Diner’s Club).
Is it good to take SBI credit card?
Even though some SBI Credit Cards may have joining fees, they give the best of Rewards and offers to customers. You could gather as many as 10 points for every Rs. 100 spent. If you are an online shopping addict, then SBI has the Simply Click Card with great offers from exclusive partners.
Is SBI credit card useful?
SBI credit cards also offer fraud liability cover. Use Easy Money facility to get a draft or cheque drawn against the cash limit on your SBI credit card. Transfer the outstanding balance on any other bank’s credit card to SBI card at lower interest rate and pay them off in easy EMIs.