Quick Answer: Which Is The Best Credit Card In India?

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Which is the best credit card in India 2019?

10 Best Credit Cards to Keep in India

Categories Credit Card
Best Credit Cards for Salaried Individuals 1. Standard Chartered Platinum Rewards Card 2. Axis Bank Insta Credit Card 3. Citibank Cashback Credit Card
Best Credit Cards for Students 1. ICICI Instant Platinum Card 2. SBI Student Plus Advantage Card

Which is the safest credit card in India?

Best Lifestyle Credit Cards

  1. SBI Prime. SBI Prime Card.
  2. HDFC Regalia First. HDFC Regalia First Credit Card.
  3. Amex MRCC. American Express Membership Rewards Credit Card.
  4. SBI SimplyClick. SBI Simplyclick credit card.
  5. ICICI Coral Amex. Reward Rate: 0.5%-1.25%
  6. ICICI Amazon Pay.
  7. RBL Platinum Delight.
  8. Standard Chartered Manhattan.

Which credit card is best for normal use in India?

List of 10 Best Credit Cards in India for 2021

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Top 10 Credit Cards Annual Fee Best Suited For
Amazon Pay ICICI Credit Card Nil Online Shopping & Cashback
HDFC Regalia Credit Card Rs. 2,500 Travel & Shopping
BPCL SBI Card Octane Rs. 1,499 Fuel
SBI SimplyCLICK Credit Card Rs. 499 Rewards

What is the best credit card to start with?

The Best First Credit Cards

  • Petal® 1 “No Annual Fee” Visa® Credit Card: Best Overall For New To Credit.
  • Deserve® EDU Mastercard for Students: Best for Students Without Any Credit History.
  • Discover it® Secured Credit Card: Best Secured Starter Card For Those Starting Out.

Which is best credit card Icici or HDFC?

In a variety of credit cards, it becomes really difficult for an individual to choose the best among them. Many people are confused between ICICI Bank and HDFC Bank that the credit card of which bank is better to use and has more offers. Well, both of these banks provide the best credit cards having exciting offers.

Which bank gives highest credit limit in India?

1,00,000 – Rs. 2,50,000. JetPrivilege HDFC Bank World Credit Card Limit: Rs. 2 Lakhs – Rs. Super Premium Credit Cards:

  • HDFC Infinia Credit Card Limit: Rs. 8 Lakhs & Above.
  • HDFC Diners Club Black Credit Card Limit: Rs. 4 Lakhs & Above.
  • JetPrivilege HDFC Diners Club Credit Card Limit: Rs. 4 Lakhs & Above.

Is Paytm first credit card good?

Paytm First Credit Card Details 1% as cashback is absolutely great for beginners. You can view the txn details on the Paytm passbook. (similar to Paytm Postpaid). The Passbook of the credit card will also highlight exclusive offers from both Paytm and Citi on a real-time basis.

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Is Credit Card good or bad in India?

The discounts, offers, and deals that a credit card offers are unmatched by any other financial products and spell a bonanza for the wise user. However, credit cards can become debt traps if not used correctly, or if you spend more than you can repay when the bill comes around.

Which credit card is most secure?

If you’re looking for a secured card with a low deposit, the Capital One® Secured Mastercard® is your best option. This card has no annual fee and minimum security deposits of $49, $99 or $200, based on your creditworthiness. If you qualify for the low $49 or $99 deposits, you’ll still receive a $200 credit limit.

How do I choose a credit card in India?

Go Through the Following Details Before Selecting a Credit Card

  1. Late Payment Fees.
  2. Cash Advance Fees.
  3. Rate of Interest Charged on the Balance Amount.
  4. GST.
  5. Foreign Currency Markup Fees.
  6. Cash Withdrawal Charges.
  7. Mobile Alert Charges.
  8. Balance Enquiry Charges.

Which credit card is best HDFC?

Top 10 HDFC Credit Cards in India – 2021

HDFC Credit Card Variant Annual Fee Category
HDFC Bank Diners Club Black Card Rs.5,000 Premium lifestyle
HDFC Bank Regalia Card Rs.2,500 Premium lifestyle
HDFC Freedom Credit Card Rs.500 Rewards
HDFC Bank Money Back Credit Card Rs.500 Cashback

Which credit card is best in 2021 India?

10 Best credit cards in 2021:

Credit Card Joining Fee Annual Fee
HDFC Freedom Credit Card NIL Rs.500
Yatra SBI Credit Card Rs.499 Rs.499
HDFC Bank Diners Club Black Card NIL Rs.10,000
IndusInd Bank Platinum Card NIL NIL
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What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.

How do I build my credit for the first time?

How Can I Establish First – Time Credit?

  1. Apply for a Credit Card. Lack of credit history could make it difficult to get a traditional unsecured credit card.
  2. Become an Authorized User.
  3. Set Up a Joint Account or Get a Loan With a Co-Signer.
  4. Take Out a Credit -Builder Loan.

How do beginners use credit cards?

10 Tips for Using Your First Credit Card

  1. Set a Budget.
  2. Keep Track of Your Purchases.
  3. Set Up Automatic Payments.
  4. Use as Little of Your Credit Limit as Possible.
  5. Pay Your Bill in Full Each Month.
  6. Check Your Statement Regularly.
  7. Redeem Rewards.
  8. Use the Extra Perks.

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