Readers ask: How To Cancel The Hdfc Credit Card?

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How can I close my HDFC credit card?

How to Cancel or Close an HDFC Credit Card?

  1. By calling Helpline Number: HDFC Bank credit card holders can cancel their credit cards any time by calling the toll-free number 61606161/6160616.
  2. Carholders can download the Credit Card Closure Form from www. hdfcbank.com and fill it up.

How do I cancel my credit card online?

Submit an online request: To submit an online request for credit card closure, visit the official website of the bank that you hold the card. There you need to fill up the cancellation /closure form and submit it.

How do I close a credit card account permanently?

If you still want to cancel your credit card after reviewing your options, follow our step-by-step guide.

  1. Pay off any remaining balance. Pay off your credit card balance in full prior to canceling your card.
  2. Redeem any rewards.
  3. Call your bank.
  4. Send a cancellation letter.
  5. Check your credit report.
  6. Destroy your old card.
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How do I cancel my HDFC credit card Quora?

The process to close HDFC Credit Card permanently: By dialing the helpline number: HDFC Bank credit card holders can close their credit cards at any time by calling the toll-free number 61606161/6160616. Please do add your area code before the mentioned number to get connected with your city’s customer care.

How can I block my credit card?

Call SBI helpline 1860-1801-290 or 39020202, by prefixing your local STD code and raise your request to block the card. You can also call SBI toll free number 1860 180 1290. Make sure you have your credit card number handy to help the phone banking executive easily identify you.

What if I deregister my HDFC credit card?

What happens if I deregister my HDFC credit card? Once you have deregistered your HDFC credit card, cut the credit card diagonally. If, in case, you use the card after deregistration, the bank will generate fresh dues, which will lead to the termination of the closure process.

How do I cancel a credit card that never activated?

If you want to close your account, you shouldn’t wait for this call but it is a good time to do it if you forgot to cancel the card. To cancel a credit card proactively, you can call your credit card’s customer service line and inform them that you want to close your account.

Is it better to cancel a credit card or let it expire?

In general, it’s best to keep unused credit cards open so that you benefit from a longer average credit history and a larger amount of available credit. Credit scoring models reward you for having long-standing credit accounts, and for using only a small portion of your credit limit.

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Is it better to close a credit card or leave it open with a zero balance?

The standard advice is to keep unused accounts with zero balances open. The reason is that closing the accounts reduces your available credit, which makes it appear that your utilization rate, or balance -to-limit ratio, has suddenly increased.

How do you write a letter to cancel a credit card?

Sub: Request to terminate / cancel my credit card – Reg. Due to personal reasons, I don’t need the credit card. Hence, I request you to terminate / cancel my credit card and the linked card account no. ____ ( write the credit card account no.)

Can I close HDFC credit card online?

Any HDFC cardholders can do it by calling the toll-free number 1800-425-4332. The HDFC card holder who wishes to close their credit card can download the credit card closure form from the official website of HDFC – hdfcbank.com.

How do I remove a credit card from Quora?

  1. By calling on the customer care.
  2. By submitting a written request to the credit card issuer.
  3. Sending an e-mail to cancel the credit card.
  4. Submitting an online request for closing the credit card.

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