Readers ask: How To Know Billing Date Of Hdfc Credit Card?

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What is the billing date of HDFC credit card?

For instance, HDFC Bank offers interest-free credit period of 20 to 50 days. So, for a HDFC credit card with a grace period of up to 50 days, if the statement date is 5th of every month, the payment due date would be 25th of the same month.

How do I know my credit card billing cycle?

You can find your credit card billing cycle listed on your monthly statement. You’ll notice the start and end dates for your billing period are typically located on the first page of your statement, near the balance. Your card issuer may list the number of days in your billing cycle, or you’ll have to do some counting.

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How do I know my HDFC billing cycle?

However, you might have noted that Credit Card companies allow a period of 20-25 days from the end of the billing cycle until the payment due date.

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Can we change the billing date of HDFC credit card?

It is not possible to change the due date online. You can call up the customer care team to place your request for changing the cycle. The billing cycles for credit card payment are determined by the bank for each customer. The days are allotted as per the slots.

What is billing date and due date?

Your Billing Date is the first day of your billing cycle and the date your bill is issued. A billing cycle usually starts on your connection date and lasts for the next 30 days. Your New Charges Due Date is the date by which you must pay your bill.

Can I pay credit card on due date?

Making Your Credit Card Payment on the Due Date Fortunately, credit card issuers offer several convenient payment options that allow you to make your payment from almost anywhere. For example, you can make a phone payment, even on the due date. Note there may be a fee for making an expedited credit card payment.

How many days before due date should I pay my credit card?

Here’s how it works. The statement closing date ( the last day of your billing cycle) typically occurs about 21 days before your payment due date. Several important things happen on your statement closing date: Your monthly interest charge and minimum payment are calculated.

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What happens if I pay credit card before statement?

Paying your credit card balance before its statement closes can lower your interest payments and increase your credit score. This is because paying early leads to lower credit utilization and a lower average daily balance.

How long is two billing cycles?

Quick Summary. The billing cycle is the period between two consecutive payments for a given service, often lasting 20-25 days. The payment period depends on the bank’s terms and conditions; it can be calculated from the date of the first purchase or a fixed calendar date.

Can I pay HDFC credit card bill before due date?

Remember, the payment made should get credited in your credit card account on or before the due date to avoid charges and penalty, subject to the grace period, if any. For a healthy credit profile and to keep the credit score high, make sure not to roll over the outstanding balance on to the next month.

What is the maximum limit of HDFC credit card?

HDFC Business Platinum Credit Card Limit: 25,000 – 1,50,000. HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs.

How can I apply for expired HDFC credit card?

Follow the step-by-step instructions below to e-sign your hdfc credit card expired renewal online:

  1. Select the document you want to sign and click Upload.
  2. Choose My Signature.
  3. Create your e-signature and click Ok.
  4. Press Done.

Can I change my credit card billing date?

To actually make the change, call your credit card issuer’s customer service department using the number on the back of your card. They’ll ask for your desired due date, then make the change. You also may be able to log on to your online account and make the change yourself.

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What is the best credit card billing cycle?

If your credit card statement is generated on the 10th of every month, then your billing cycle will start from the 11th of the previous month and go on till 10th of the current month. Check with your bank about this exact duration specific to you, since it varies between 27-31 days.

How many times can I pay my credit card a month?

It’s actually possible to pay off your credit card bill too many times per month. Once is enough. In fact, once, most of the time, is ideal.

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