Readers ask: What Is Kisan Credit Card?


Who is eligible for Kisan Credit Card?

Eligibility for Kisan Credit Card Loan Minimum Age – 18 years. Maximum Age – 75 years. In case a borrower is a senior citizen (age more than 60 years), a co-borrower is mandatory where the co-borrower should be a legal heir. All farmers – individuals/joint cultivators, owners.

What is the use of Kisan Credit Card?

A Kisan credit card will help the farmer to secure timely credit at reasonable rates of interest in a hassle free manner. The farmer won’t be required to appear for the continuous screening process which is undertaken by the banks for giving term loans. A farmer can take maximum advantage of a Kisan credit card.

What is the meaning of Kisan Credit Card?

The Kisan Credit Card (KCC) scheme is a credit scheme introduced in August 1998 by Indian banks. Its objective is to meet the comprehensive credit requirements of the agriculture sector and by 2019 for fisheries and animal husbandry by giving financial support to farmers.

What is the validity period of the Kisan Credit Card?

Kisan Credit Card Loan Scheme FAQs KCC is a type of crop loan that banks offer. However, the KCC loan can be used for a number of other purposes and not just to meet working capital requirements. What is the validity period of the Kisan Credit Card? This validity period is 5 years.

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How much loan can I get on Kisan Credit Card?

Through the Kisan Credit Card, farmers can take a short-term loan of up to Rs 3 lakh in 5 years. Although the loan is available at the rate of 9 per cent, but the government gives a subsidy of 2 per cent on it.

How do I check my Kisan balance?

PM Kisan Status Check 2021 8th & 9th installment can be done on the official website portal All the beneficiaries of PM Kisan Samman Nidhi Yojana can check Status Beneficiary list 2021 8th Installment Kist direct in the bank account and check the balance now.

How can I get Kisan card?

Kisan Credit Card application procedure

  1. Visit the official site of any bank of your choice and visit the Kisan Credit Card Section.
  2. Download the application form and print it out.
  3. Fill out the application form.
  4. Visit the nearest branch of the bank and submit the application long with the documents asked.

How can I get Kisan Credit Card?


  1. Visit the preferred bank’s website and visit their Kisan Credit Card Section.
  2. Download & print the Application form.
  3. Duly fill out the Application form.
  4. Submit the application and necessary documents at the nearest bank’s branch.
  5. The loan officer will share the necessary information with the applicant.

How can I apply for Kisan Loan?

Step 1- Visit PM Kisan Yojana i.e. Step 5: Submit to your nearest branch. The Government of India (GoI) offers small farmers who hold KCC a loan of up to Rs 1.6 lakh with no collateral or guarantee. According to tax and investment experts, farmers can take up to a Rs 5 lakh KCC loan in three years.

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How can I check my Kisan KCC status?

Step 1: Go to the CSC PM KCC Portal, by visiting the website, to KCC /Default.aspx. Step 2: Now, log into the portal using your CSC ID and the password. Step 3: Select ‘ View Status ‘. Step 4: You will be redirected to a new page you need to enter your Kisan credit card application ID.

What are the features of Kisan Credit Card?

The kisan credit card scheme offers following features:

  • it offers credit to farmers to carry out agricultural activities and all other allied activities associated with agriculture.
  • The kisan credit card offers additional credit for crop production and a contingency fund.

Which banks provide Kisan card?

The Kisan Credit Card was launched in 1998-99 by the government of India in association with the Reserve Bank of India and the National Bank for Agriculture and Rural Development (NABARD) to provide a much-needed relief to debt-ridden farmers.

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